Free Seminar: 2 Classes in July 2010! Saturday July 17th Redondo Beach Saturday July 24th Los Alamitos

How to Buy Your First Home Class: 101 "The process of how you buy a home is FOREVER changed” New rules starting 1-1-2010 will FOREVER change the process of buying a home! Educate yourself and learn how these new rules affect you.

Here’s What You’ll Learn in this FREE Seminar: $10,000 California Home Buyer Tax Credit…will I qualify? What loan programs are available? Can I qualify for FHA and the 3.5% down payment? How the “NEW” Federal Regulation X (part of RESPA) has changed the home buying process forever! How can I protect myself from buying too much? What are the minimum FICO scores? What you must know before you buy a foreclosed or short-sale home! How can I qualify in today’s market? What is my down payment” How will a mortgage banker look at my credit report? How much home can I truly afford to buy? What are costs and who pays them? How should I go about finding the right home?

You’ve probably heard that interest rates are now at their lowest levels in 40 years and home inventory is on sale! But you may not have realized that, as a result of these lowered interest rates and home prices, thousands of people who could not qualify for a home loan 12-24 months ago can now afford to buy their own home – even if their financial condition has not improved! Now you can come to a 90 minute seminar taught by industry experts and find out for yourself whether you’re ready to buy your own home.

Seminar Leader Keith Murphy makes home mortgage loans to the residents of Southern California and works for Platinum Capital/RPM Mortgage Bank who in 2009 funded over $4.2 Billion in residential mortgage loans, many of them to people who were buying their first homes. For 15 years, Keith has been on the cutting edge as an upfront Mortgage Advisor who is dedicated to clarity and transparency throughout the home buying process for his clients. Come learn from an industry leader and mortgage education expert.

FREE CREDIT ANALYSIS! When you attend this FREE, 90 MINUTE SEMINAR, you will also receive a FREE, CONFIDENTIAL CREDIT ANALYSIS, which will help you find out whether you can qualify for a home mortgage loan.

SEATING IS LIMITED – RESERVATIONS REQUIRED!

CALL 714-309-1140 TO REGISTER Remember, there is no cost for this 90 minute seminar, and no obligation. Free parking!